Debt counsellors can:

		Arrange re-payment schedules that you can afford and that creditors will usually accept
		Work with you to develop a personalized budget you can understand and use effectively
		Assist in resolving disputes between you and your creditors
		Advise, if necessary, on bankruptcy procedures
		Provide general counseling on how to manage your personal finances

Make an Appointment:

When you make an appointment with a counsellor, you will be asked to bring

		Recent wage statements
		A list of current living expenses
		Assist in resolving disputes between you and your creditors
		Advise, if necessary, on bankruptcy procedures
		Provide general counseling on how to manage your personal finances

There is no charge for these counselling services.

For more information:
		CCSBC - Credit Counselling Society of BC